R UMali
Burial Societies · Stokvels · Funerals
I am signing in as...
👑
Society Admin
I run a burial society
🛡️
Individual
I have my own policy
🏢
Funeral Home
I am a UMali partner
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My Total Cover
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Family Covered
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Monthly
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Status
🤝
Join Your Burial Society
Your admin has sent you an invite code on WhatsApp. Use it below to join your society and protect your family.
What you will need:
1
Your invite code from your admin (e.g. LESEDI-2026)
2
Your SA ID number (13 digits)
3
Your phone number for notifications
4
Names and IDs of family members to be covered
Quick Actions
CVRMy Cover
FAMMy Family
PAYPayments
ALTNotifications
My Memberships
🏛️
No societies yet
Join a society using an invite code from your admin.
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My Funeral Cover
Total Family Cover
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People Covered
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Partner Home
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Status
ℹ️
How your cover works: You pay monthly. When a family member passes away, your society admin will report it and handle everything. You will be notified by your admin.
Partner Funeral Home
No partner funeral home linked yet.
What Happens When Someone Dies
1
Society Admin reports the passing
Admin handles everything on your behalf
2
UMali notifies your funeral home instantly
They know you have been paying every month
3
Admin approves
Society admin verifies and approves in 1 tap
4
⚡ Payment sent automatically
Money goes directly to the funeral home
5
Funeral home contacts you within 1 hour
Burial arranged. Your family buried with dignity.
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My Family Cover
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Monthly Payment
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Covers your entire family listed below
⚠️
Important: Only family members registered here are covered. You cannot add new family members after someone has passed away. Contact your society admin to update your family list.
Covered Family Members
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My Payment History
— Months Paid
Total Paid to Date
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Recent Payments
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Admin Dashboard
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Society Treasury
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Families
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Monthly
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Cover
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Pending Claims
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Paid This Month
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Not Yet Paid
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Family Members
Admin Actions
CLMReview Claims
MBRMembers
PAYRecord Payment
+Add Member
⚡
UMali Partner: 3 months FREE trial active. After trial, 9% commission deducted automatically from monthly funeral home income.
🏛️
You are viewing Demo Data
This is how your dashboard will look. Create your real burial society to get started with live data.
Claim Review
Review and approve burial claims
🚨 Pending — Requires Action
✅
No pending claims
All claims have been reviewed. Good work!
Claim History
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Member Management
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All
Paid ✅
Late 🔴
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Funeral Home Dashboard
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Total Income This Month
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Via App
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By Hand
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UMali 9%
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Members
✅
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Paid
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Unpaid
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Alerts
🔔 Notify Unpaid
Send WhatsApp to people who haven't paid
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unpaid
Your Unique Join Link
Quick Actions
MBRAll Members
PAYAll Payments
CSHCash Paid
+Record Cash
🏛️
Demo Data
Add your funeral home details to activate your account.
All Members
Society & Individual members
All
Paid ✅
Unpaid 🔴
Society 👥
Individual 🛡️
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🏦 Getting Paid
Your Ozow account status
ℹ️
UMALI never holds or sends your money. Your members' payments settle directly into your own bank account, verified by Ozow in your name.
⏳
Not Linked Yet
Link your own Ozow account to start receiving payments directly.
💳 Collect Debit
Collect outstanding payments from members
⚠️
Only members with outstanding balances are shown below. Collecting debit will initiate an Ozow debit instruction to their registered bank account.
Outstanding Members
BN
Bongani Nkosi
Overdue — R500
✓
LM
Lungelo Mabaso
Overdue — R500
✓
TK
Thandi Khumalo
Pending — R500
✓
All Payments
Total This Month (App + Cash)
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App (Ozow)
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Cash
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Net (−9%)
All
📱 App
💵 Cash
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💵 Cash Payments
Cash Received This Month
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0 records this month
Cash Records
No cash payments recorded yet.
🛡️
Individual Policy
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No funeral home selected yet
My Policy Cover
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Monthly
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Beneficiary
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Status
🏛️
Choose Your Funeral Home
Walk into a UMali partner funeral home to register your individual policy. They will set up your cover and add your family members.
What to bring:
📋 Your SA ID document
👨‍👩‍👧 Family members ID documents
📱 Your phone number
💳 Banking details for monthly payment
My Policy
Total Cover Amount
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Covered
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Funeral Home
Active
Status
ℹ️
How your policy works: You pay monthly to your chosen funeral home via Ozow. When a covered person passes away, the funeral home is notified automatically. You cannot add people yourself — visit your funeral home to add family members.
My Beneficiary
👤
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Relationship: —
Phone: —
Covered Members
🏛️
Visit your funeral home to add family members to your policy.
My Payments
Total Paid to Date
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💳
Your payment history will appear here once you have an active policy.
UMali Partner Homes
Walk in to any of these to register your policy
📍
These funeral homes are registered UMali partners. Walk in with your ID and family documents to register your individual policy.
🏛️
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Processing Payment...
UMali is processing the claim
0:00
⚡ Target: Under 2 minutes
⚡
Verifying claim
Checking member eligibility...
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Connecting to bank
Authorising payment...
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Sending payment
Instant EFT in progress...
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Notifying members
WhatsApp + SMS sending...
✅
Complete
Generating receipt...
✅
Payment Sent!
Funeral home paid · Members notified · Family can bury with dignity
⚡
Paid in —
Family pays nothing. Burial can be arranged today.
⚡ Pay Your Contribution
You'll pay directly to your funeral home's own account — UMALI never touches this money.
🕊️ Report a Passing
Select who passed away from your covered family
Who passed away?
Loading family members...
⚡
What happens next: Your admin is notified immediately. Once admin approves, payment goes to the funeral home instantly.
➕ Add New Member
✅
Member will receive a WhatsApp invite to set up their account and add their family members. 3-month waiting period before claim eligibility.
🏛️
Create Your Society
Set up your burial society on UMali
Only funeral homes registered on UMALI appear here — this is what lets your members pay them directly.
After creating your society you will get an invite code to share with your members!
🤝
Join Your Society
Step 1 of 4
🔑
Enter Your 6-Digit Code
Your society admin sent you a 6-digit code on WhatsApp. Enter it below.
Add Family Member
Add who is covered under your membership
🏢
Add Your Funeral Home Details
Society admins will use these details to partner with you
✅
Once submitted your funeral home will be visible to burial society admins on UMali. They can select you as their partner and send payments directly to you.
💵 Record Hand Payment
Cash paid directly at the funeral parlour
⚠️
Hand payments are recorded separately from app payments. Only funeral home admin can add or edit these records.
✏️ Edit Hand Payment
Funeral home admin only
👑
CEO Approval Panel
UMali — Andisa Shabalala only
🔐
This panel is only accessible to you as CEO. Approve funeral homes after they have paid the R499 installation fee via EFT.
Loading pending approvals...
💳 Record Payment
Loading members...
✅
Recording this payment will mark the member as paid and update the society treasury balance.
🔑 Your Society Code
Share this 6-digit code with your members
Society Code
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— members joined
📲 How members join:
1
Open umali-app.vercel.app
2
Register as Member
3
Tap Join Your Society
4
Enter code: ——
Account
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Privacy Policy Terms & Conditions
🏦 Get Paid Directly — Link Ozow
Your members' payments go straight to your own bank account. UMALI never touches this money.
Step 1 of 3 — Apply with Ozow
ℹ️
This is a one-time application directly with Ozow, South Africa's licensed payment provider. It takes a few minutes. Once approved, your members' payments will settle straight into your own bank account automatically — UMALI is never involved in the money itself.
What you'll need for Ozow's application:
✓ Your business registration documents
✓ Your ID document
✓ Your business bank account details
✓ A few minutes to complete their form
Apply with Ozow →